Privacy Policy

Your privacy is important to us at Monera Capital Group LLC (the “Company”). This Privacy Notice describes the information we collect and how we use that information. By using this website, you consent to the terms of this Privacy Notice. This Privacy Notice is effective as of July 1, 2019.

We do not share your non‐public personal information with unaffiliated third parties. Information is only shared with your consent except for the specific purposes below, in accordance with all applicable laws. It gives you important information about how we handle your personal information.

SECURITY

We maintain physical, electronic and procedural safeguards to transmit and store information about you. For instance, we may use computer virus protection software, and firewalls for data transmission. We routinely evaluate security technology and techniques to protect your information.

USE OF INFORMATION 

We limit the collecting of non‐public personal information to the minimum we believe is necessary to deliver optimal services to you. Services can include advising you on your policy or plan, delivering documents to you for your policy or plan, fulfilling requests and/or transactions on your behalf, and other actions related to administering your policy or plan.  

WHAT WE COLLECT 

We obtain most non‐public personal information directly from you or your agents whether in person, telephone or via electronically.

We may obtain the following information: 

  • First name, last name and job title 
  • Contact information including home address, email address, business address, home telephone numbers and business telephone numbers 
  • Social Security Numbers 
  • Date of Birth
  • Banking information such as credit card or ACH numbers 
  • Accounts with us and transactions and interactions by us, with us or through us 

DISCLOSURE 

We do not disclose any kind of non‐public personal information about our former or current members to anyone, except when we believe it necessary for the conduct of our business, or where disclosure is required by law. Except in those specific, limited situations, without your consent, we will not make any disclosures of non‐public personal information to other companies who may want to sell their products or services to you. 

WHAT WE DO WITH THE INFORMATION WE GATHER 

We require this information to identify your needs and provide you with better service, and in particular for the following reasons: 

  • Internal record keeping 
  • From time to time, we may also use your information to contact you for general account information, failed payment notices, or other policy or plan related conversations. We may contact you by email, phone, fax or mail 
  • We may use the information to customize our website to provide better assistance to you 

CONTROLLING YOUR PERSONAL INFORMATION

We will not sell, distribute, or lease your personal information to third parties unless we have your permission or are required by law to do so. 

COOKIES

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collect information and to improve our services. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our services.

SCOPE OF PRIVACY NOTICE

This privacy notice applies to information collected through our website and information submitted or collected through offline channels, such as our call centers or US mail.

CHANGES TO THIS PRIVACY NOTICE

Because circumstances and technologies change, we reserve the right to change this Privacy Notice at any time by notifying you of the existence and location of the new or revised Privacy Notice or by posting the changes online at our Web site. We encourage you to review our privacy notice periodically.

THIS WEB SITE IS NOT DIRECTED TO CHILDREN

This website is not directed to children under thirteen (13) years of age, and we do not knowingly collect nonpublic personal information from such children. If you are younger than 13, please do not provide any nonpublic personal information while using this website.

WHO DO YOU CONTACT WITH QUESTIONS?

If you have any questions about this Privacy Notice or the practices of this Web site, please contact us via email by clicking HERE.